{"id":4486,"date":"2015-12-14T09:07:04","date_gmt":"2015-12-14T15:07:04","guid":{"rendered":"https:\/\/5bd4f92546.nxcli.net\/?p=4486"},"modified":"2016-11-29T15:43:38","modified_gmt":"2016-11-29T21:43:38","slug":"how-to-avoid-holiday-charity-scams-which-charities-do-the-most-good","status":"publish","type":"post","link":"https:\/\/www.bluecotton.com\/blog\/articles\/charity-fundraising\/how-to-avoid-holiday-charity-scams-which-charities-do-the-most-good\/","title":{"rendered":"How To Avoid Holiday Charity Scams + Which Charities Do The Most Good"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/5bd4f92546.nxcli.net\/wp-content\/uploads\/2015\/12\/thank_you_sign_616.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4489\" src=\"https:\/\/5bd4f92546.nxcli.net\/wp-content\/uploads\/2015\/12\/thank_you_sign_616.jpg\" alt=\"thank_you_sign_616\" width=\"601\" height=\"398\" srcset=\"https:\/\/www.bluecotton.com\/blog\/wp-content\/uploads\/2015\/12\/thank_you_sign_616.jpg 616w, https:\/\/www.bluecotton.com\/blog\/wp-content\/uploads\/2015\/12\/thank_you_sign_616-600x397.jpg 600w, https:\/\/www.bluecotton.com\/blog\/wp-content\/uploads\/2015\/12\/thank_you_sign_616-300x199.jpg 300w\" sizes=\"auto, (max-width: 601px) 100vw, 601px\" \/><\/a>While the Holidays are often associated with buying gifts, making New Year&#8217;s resolutions, and spending time with family, there\u2019s one other thing that people do now more often than at any other time of the year: give to charity. According to <\/span><a href=\"http:\/\/www.charitynavigator.org\/index.cfm?bay=content.view&amp;cpid=2029#.VlCRTWSrTEY\"><span style=\"font-weight: 400;\">Charity Navigator<\/span><\/a><span style=\"font-weight: 400;\">, a nonprofit organization that aims to assist in \u201cintelligent giving\u201d, people are more charitable this time of year for two reasons: first, it is a time of religious and moral reflection that inspires many people to reach out to those who are less fortunate than they are, and secondly, the U.S. government\u2019s December 31st deadline to qualify for a charity-related tax deduction for the calendar year.<\/span><!--more--><\/p>\n<p><span style=\"font-weight: 400;\">While the giving spirit is rampant, one thing that many don\u2019t always think about, is fraud. Ken Berger, former CEO of Charity Navigator, <\/span><a href=\"http:\/\/www.huffingtonpost.com\/entry\/how-to-avoid-online-charity-scams_564e02a7e4b08c74b734b18a\"><span style=\"font-weight: 400;\">told The Huffington Post<\/span><\/a><span style=\"font-weight: 400;\"> that &#8220;the tendency of most donors is to give from passion, not necessarily from the head, and to give impulsively based on a story, not necessarily objective information. If your head <\/span><i><span style=\"font-weight: 400;\">and<\/span><\/i><span style=\"font-weight: 400;\"> heart are not involved in a giving process, you may not give where the need is greatest, and you&#8217;re more likely to be ripped off.&#8221;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While holiday scams and crowdfunding fraud are a growing issue, there are a lot of ways that you can keep your money safe, as well as make sure that you\u2019re giving to a worthy cause.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A simple and effective solution, says Berger, is simply picking up the phone and calling the charity organization you\u2019re interested in donating to and asking what they&#8217;re doing, how the money will be spent, and what lasting impact their investments have on communities. &#8220;You want an organization that wants to inform you,&#8221; he said. &#8220;It may take extra work, but a little bit of research can protect you from scams.&#8221; <\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are approached by a random organization, be sure to confirm the group\u2019s name to determine it\u2019s legitimate. Request that all material to be sent via mail and then go online to check out the group\u2019s web site. You can also get third-party confirmation about the organization by going to Charity Navigator or the <\/span><a href=\"http:\/\/give.org\/\"><span style=\"font-weight: 400;\">Better Business Bureau\u2019s Wise Giving Alliance<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Federal Trade Commission warns of an increase in fraudulent charitable solicitations for veterans and military causes, as well as calls on behalf of police and firefighters. If you\u2019re unsure, call the organization to verify a fundraiser\u2019s claim to be collecting on its behalf. Other red flags to be aware of include:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">The person asks for money, but refuses to give you all of the details about the organization\u2019s history, costs, and how it will use your donation.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">They use high-pressure tactics. <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">They ask you to send cash or use a money transfer. <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">They make promises to enter you in a sweepstakes.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">They won\u2019t provide proof that a contribution is tax deductible. <\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The IRS also <\/span><a href=\"https:\/\/www.irs.gov\/uac\/Newsroom\/IRS-Warns-Consumers-of-Possible-Scams-Relating-to-South-Carolina-Flood-Victim-Relief\"><span style=\"font-weight: 400;\">offers some tips worth mentioning<\/span><\/a><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Be wary of charities with names that are similar to familiar or nationally known organizations. Some phony charities use names or websites that sound or look like those of respected, legitimate organizations. <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Don\u2019t give out personal financial information, such as Social Security numbers or passwords to anyone who solicits a contribution from you. Scam artists may use this information to steal your identity and money. People use credit card numbers to make legitimate donations but please be very careful when you are speaking with someone who called you.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Don\u2019t give or send cash. For security and tax record purposes, contribute by check or credit card or another way that provides documentation of the gift.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">And finally, if you think you\u2019ve been the victim of a charity scam, <\/span><a href=\"https:\/\/www.ftccomplaintassistant.gov\/\"><span style=\"font-weight: 400;\">file a complaint<\/span><\/a><span style=\"font-weight: 400;\"> with the FTC.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Now that we\u2019ve covered fraud, how do you choose from all the different charities to find the RIGHT one for you? Which charity does the most good? <\/span><span style=\"font-weight: 400;\">Until very recently, it would be very difficult and time consuming to go through all the information to find the best; There wasn\u2019t an organization or app that did it for you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Elie Hassenfeld, one of the co-founders of <\/span><a href=\"http:\/\/www.givewell.org\/\"><span style=\"font-weight: 400;\">GiveWell<\/span><\/a><span style=\"font-weight: 400;\">, says they created this organization with a simple goal in mind: &#8220;We want to answer the question, &#8216;Where should I give to accomplish the most good?'&#8221; And, critically, they want their answer backed up by rigorous testing and substantial data.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Each year, GiveWell announces its short list of <\/span><a href=\"http:\/\/www.givewell.org\/charities\/top-charities\"><span style=\"font-weight: 400;\">top charities<\/span><\/a><span style=\"font-weight: 400;\">. In 2010, their recommendations drove $1.5 million to these groups. By 2014, that sum had ballooned to <\/span><a href=\"http:\/\/blog.givewell.org\/2015\/03\/04\/2014-progress-on-givewells-traditional-top-charities-work\/\"><span style=\"font-weight: 400;\">over $27 million<\/span><\/a><span style=\"font-weight: 400;\">. So who does GiveWell believe are the top charities for 2015? See for yourself below.<\/span><\/p>\n<p><b>#1 Against Malaria Foundation [<\/b><a href=\"http:\/\/bit.ly\/1KTc6Vt\"><b>DONATE<\/b><\/a><b>]<\/b><\/p>\n<p><i><span style=\"font-weight: 400;\">Preventing deaths from malaria in sub-Saharan Africa<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">GiveWell&#8217;s summary: &#8220;Malaria is a major problem in sub-Saharan Africa. Over 1 million people \u2013 mostly children \u2013 die from malaria each year. Insecticide-treated bed nets prevent deaths and many other non-fatal cases of malaria and are relatively inexpensive \u2013 about $5 per net. We believe that AMF effectively expands access to bed nets.&#8221;<\/span><\/p>\n<p><b>#2 Schistosomiasis Control Initiative [<\/b><a href=\"http:\/\/bit.ly\/19a7Gcg\"><b>DONATE<\/b><\/a><b>]<\/b><\/p>\n<p><i><span style=\"font-weight: 400;\">Treating people for parasite infections in sub-Saharan Africa<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">GiveWell&#8217;s summary: &#8220;SCI supports programs that treat people for parasitic worm infections that cause short-term symptoms such as anemia, and may cause longer-term developmental problems. These worms are extremely inexpensive to treat. (For more, see our full report on deworming.) We believe that SCI cost-effectively expands access to deworming treatment.&#8221;<\/span><\/p>\n<p><b>#3 Deworm the World Initiative (led by Evidence Action) [<\/b><a href=\"http:\/\/bit.ly\/189v20s\"><b>DONATE<\/b><\/a><b>]<\/b><\/p>\n<p><i><span style=\"font-weight: 400;\">Treating children for parasite infections in developing countries<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">GiveWell&#8217;s summary: &#8220;The Deworm the World Initiative, led by Evidence Action, supports programs that treat children for parasitic worm infections that cause short-term symptoms such as anemia, and may cause longer-term developmental problems. These worms are extremely inexpensive to treat. (For more, see our full report on deworming.) Deworm the World focuses on advocacy and technical assistance to governments providing deworming, and we believe that it cost-effectively increases the number of children receiving deworming treatment.&#8221;<\/span><\/p>\n<p><b>#4 GiveDirectly [<\/b><a href=\"http:\/\/bit.ly\/1EynrXg\"><b>DONATE<\/b><\/a><b>]<\/b><\/p>\n<p><i><span style=\"font-weight: 400;\">Distributing cash to very poor individuals in Kenya and Uganda<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">GiveWell&#8217;s summary: &#8220;Directly transferring money to poor individuals allows them to purchase that which they believe will help them most. Strong evidence indicates that cash transfers lead recipients to spend more on their basic needs (such as food) and may allow recipients to make investments with high returns, with no evidence of large increases in spending on items like alcohol or tobacco. We believe that GiveDirectly effectively distributes cash to extremely low-income individuals&#8221;<\/span><\/p>\n<p><b>#5 Development Media International (DMI) [<\/b><a href=\"http:\/\/www.givewell.org\/international\/top-charities\/charities\/DMI\/donate\"><b>DONATE<\/b><\/a><b>]<\/b><\/p>\n<p><i><span style=\"font-weight: 400;\">Producing mass media to promote improved health behaviors in developing countries<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">GiveWell&#8217;s summary: &#8220;DMI produces radio and television broadcasts in developing countries that encourage people to adopt improved health practices. DMI&#8217;s program may be highly cost-effective. DMI has shown a commitment to monitoring the quality of its programs.&#8221;<\/span><\/p>\n<p><b>#6 Iodine Global Network (IGN), formerly ICCIDD [<\/b><a href=\"http:\/\/www.givewell.org\/international\/top-charities\/iccidd\/donate\"><b>DONATE<\/b><\/a><b>]<\/b><\/p>\n<p><i><span style=\"font-weight: 400;\">Aiding salt iodization programs in developing countries<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">GiveWell&#8217;s summary: &#8220;Iodine deficiency, which remains common in the developing world, harms cognitive development. Fortifying salt with iodine successfully alleviates this problem. IGN aims to reduce iodine deficiency globally by advocating for national salt iodization programs, tracking progress on iodization, and providing global and country-specific guidance on related programmatic and scientific issues.&#8221;<\/span><\/p>\n<p><b>#7 The Global Alliance for Improved Nutrition (GAIN) &#8211; Universal Salt Iodization (USI) program [<\/b><a href=\"http:\/\/www.givewell.org\/international\/top-charities\/GAIN\/donate\"><b>DONATE<\/b><\/a><b>]<\/b><\/p>\n<p><i><span style=\"font-weight: 400;\">Aiding salt iodization programs in developing countries<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">GiveWell&#8217;s summary: &#8220;Iodine deficiency, which remains common in the developing world, harms cognitive development. Fortifying salt with iodine successfully alleviates this problem. GAIN\u2019s USI activities vary considerably across countries and include advocacy, technical assistance, supplying equipment, training government officials and salt producers, and monitoring, among others.&#8221;<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>While the Holidays are often associated with buying gifts, making New Year&#8217;s resolutions, and spending time with family, there\u2019s one other thing that people do now more often than at any other time of the year: give to charity. According to Charity Navigator, a nonprofit organization that aims to assist in \u201cintelligent giving\u201d, people are&#8230;<\/p>\n","protected":false},"author":38,"featured_media":4489,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[654],"tags":[],"class_list":["post-4486","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-charity-fundraising"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How To Avoid Holiday Charity Scams + Which Charities Do The Most Good<\/title>\n<meta name=\"description\" content=\"The holidays are a time for giving, but charity has a dark side: scams. 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